Specialist Finance Performance & Luxury Vehicle Finance, Structured Around You
Specialist Finance Performance & Luxury Vehicle Finance, Structured Around You
Finance Built Around You
Personalised For Your Current And Future Needs
At Performance Financing, we specialise in structuring vehicle finance around your individual circumstances.
Whether you’re purchasing a performance car, luxury vehicle, or expanding a business fleet, we provide tailored funding solutions backed by specialist lenders and real market experience.
We don’t just arrange finance we guide you through the right structure, the right timing, and the right vehicle.
Recent Vehicles & Client Deliveries
Car Sourcing and Financial Services
Why Performance Financing Exist
Our team ensures you pick the right vehicles at the right time, further more an exit plan at the perfect moment for top resale value or next vehicle leasing deals, why settle for less? Financed cars, sourcing your next car, auto contracts , right vehicles
About Performance fINANCING THROUGH US
Who We Are
Why Choose Us
Why Choose Us
Performance Financing is specialise in auto contracts finding the right vehicles contracts for the cars tailored to customers' individual needs Additionally, We have a deep knowledge of the market data for these cars and also the growing electric vehicle leasing for businesses understanding business needs for each contract is vital. T
Performance Financing is specialise in auto contracts finding the right vehicles contracts for the cars tailored to customers' individual needs Additionally, We have a deep knowledge of the market data for these cars and also the growing electric vehicle leasing for businesses understanding business needs for each contract is vital. This has seen significant growth in the last 10 years years, further differentiates our services .
Why Choose Us
Why Choose Us
Why Choose Us
Our Expertise in managing the car market a for for performance, sports ,luxury and SUV's . our strong network of direct dealers and lenders built on reputation , we are well-positioned to meet our clients' needs. We provide expert advice on when to upgrade vehicles, considering market factors, current vehicle impact, and future finan
Our Expertise in managing the car market a for for performance, sports ,luxury and SUV's . our strong network of direct dealers and lenders built on reputation , we are well-positioned to meet our clients' needs. We provide expert advice on when to upgrade vehicles, considering market factors, current vehicle impact, and future financial situations. Our company ethos sets us apart by focusing on building lifelong relationships with clients at Performance Leasing.
Our Services
Why Choose Us
Our Services
We Offer a wide range of performance car finance products ,car contract hire, car and vehicle leasing to meet your needs, this makes us the perfect choice, We offer personalized guidance that alleviates the stress of changing vehicles as life evolves, ensuring that we remain involved from start to finish. We aim to help you choose the ri
We Offer a wide range of performance car finance products ,car contract hire, car and vehicle leasing to meet your needs, this makes us the perfect choice, We offer personalized guidance that alleviates the stress of changing vehicles as life evolves, ensuring that we remain involved from start to finish. We aim to help you choose the right cars based on market trends and understand how important timing is for your contract exit.
About Us
PCP
Refinancing
PCP
PCP (Personal Contract Purchase)
Great if you like flexibility
- Low monthly payments
- Balloon payment at the end (if you want to own it)
- Option to hand the car back, part-ex, or buy it
Pros:
- Lowest monthly cost
- New car every few years
- Road tax included
Cons:
- No option to buy
- Strict on mileage and condition
- Can be costly to exit early
LP
Refinancing
PCP
Lease Purchase:
Best for performance and prestige buyers
- Similar to PCP, but no option to hand the car back
- Final balloon payment required if you want ownership
- Lower monthly payments, often with higher balloon
Pros:
- Lower monthly cost than HP
- Ownership at the end (after balloon)
- Flexible for high-end or used vehicles
Cons:
- No return op
Lease Purchase:
Best for performance and prestige buyers
- Similar to PCP, but no option to hand the car back
- Final balloon payment required if you want ownership
- Lower monthly payments, often with higher balloon
Pros:
- Lower monthly cost than HP
- Ownership at the end (after balloon)
- Flexible for high-end or used vehicles
Cons:
- No return option — you must pay or refinance balloon
- Higher risk if car depreciates more than expected
- No mileage protection
Refinancing
Refinancing
Refinancing
Refinancing: A smart move at the right time
Refinancing: Restructure, reduce, or release equity
Refinancing means replacing your current finance agreement with a new one — often to:
- Lower monthly payments
- Buy more time before paying a balloon
- Switch ownership options
- Access better rates
When is it used?
End of a PCP or Lease Purchas
Refinancing: A smart move at the right time
Refinancing: Restructure, reduce, or release equity
Refinancing means replacing your current finance agreement with a new one — often to:
- Lower monthly payments
- Buy more time before paying a balloon
- Switch ownership options
- Access better rates
When is it used?
End of a PCP or Lease Purchase to spread the balloon payment
Mid-contract to reduce monthly outgoings
Release equity from a high-value car
Extend ownership on a collector or prestige vehicle
In performance and luxury markets:
- Helps manage £20k–£80k balloon payments
- Keeps you in the car you love
- Makes sense when the car retains strong residual value
when is the best time to exit your Contract??
Talk To Us Get Your Free Consultation
We love our customers speaking to us, a comprehensive end to end service, come join us take a seat with our experts with are ultimate performance finance consultants.
Hours
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